Our Philadelphia car accident lawyer represents people injured in car accidents caused by someone’s negligence or a car or other vehicle defect. According to the Centers for Disease Control and Prevention (CDC), motor vehicle crashes injure over 2,000,000 and kill more than 32,000 every year.
Car accident cases can be extremely complex and generally require the assistance of:
- engineering and accident reconstruction experts
- medical experts
- experts in accident causation and damages
Louis Jay Arnold has obtained compensation for injured drivers, passengers, and pedestrians in court, before arbitrators, and in uninsured and underinsured motorist proceedings. We can help you obtain justice for your or your family member’s car accident injuries.
Car Accident Claims
Cases handled by a Philadelphia car accident lawyer often involve multiple issues and claims. Accidents and resultant injuries may be caused by another driver’s negligence and / or a defect in the accident victim’s or another’s vehicle. Car accident cases may also involve complicated insurance coverage issues.
Negligent driving is a common cause of car and other vehicle accidents. Negligence frequently resulting in car accidents, injuries, and death includes:
- drunk driving
- driving under the influence of drugs
- distracted driving
- driving while tired
- aggressive driving
- failing to check for blind spots or signal lane changes
- failing to yield the right of way to passengers or other vehicles
- following too closely behind another car
- other road rule or traffic law violations
Car accidents can also be caused by defects in an accident victim’s car or in another vehicle involved in a traffic accident. Defects in vehicle safety equipment can also increase the severity of injuries sustained by accident victims.
Car or other vehicle defects that can result in traffic accidents include defects in:
- tires and / or wheels
- steering mechanisms
- stability features
- vehicle structure
- gas pedals
- electrical systems
- computer systems
- roof supports
- gas tanks
Defective safety equipment features that do not cause accidents but that can increase the severity of (enhance) victims’ accident injuries include defective seat belts and airbags. When a vehicle or safety equipment defect causes or contributes to a traffic accident or enhances a victim’s injuries, liability may be imposed on:
- distributors, and
- sometimes retailers
Full Tort and Limited Tort Claims
Under Pennsylvania law, every insurance policy must provide either full or limited tort coverage. An accident victim with limited tort coverage must have a serious injury in order to make a claim. Victims with full tort coverage need not have a serious injury to make an insurance claim.
Uninsured and Underinsured Motorist Claims
Uninsured and underinsured motorist claims are generally brought against the accident victim’s own insurer. These claims arise when the driver whose negligence caused the accident:
- had no liability insurance (was uninsured), or
- did not have enough insurance coverage to compensate the victim for all of the victim’s accident injuries (was underinsured)
These claims are often resolved in arbitration hearings.